Will the Stamp Duty Holiday Come Back in the UK? (2025 Outlook & What It Could Mean for You)
May 23, 2025

Is the Stamp Duty Holiday Coming Back in 2025?
Many home movers in the UK are asking the same question — “Will we get another stamp duty holiday?”
After the 2020–2021 holiday saved thousands for buyers across the country, there’s speculation about whether a similar incentive could return. While nothing has been confirmed by the government, let’s break down the latest developments, expert predictions, and what it could mean for you.
🏛️ What Was the Stamp Duty Holiday?
Introduced in July 2020 to stimulate the property market during the pandemic, the stamp duty holiday temporarily raised the nil-rate band from £125,000 to £500,000. That meant:
Buyers could save up to £15,000
It created a property rush, especially for first-time buyers and upsizers
The holiday ended in September 2021 — but left a lasting impression on buyer behaviour.
🔍 Is Another Stamp Duty Holiday Likely?
Here’s what we know:
As of May 2025, no official plans have been announced to bring it back.
However, with a potential general election looming and economic pressures rising, there’s speculation that the government could use housing incentives to boost market activity.
Some analysts believe a targeted holiday could return — focused on first-time buyers or those downsizing.
In short: It’s possible, but don’t plan your finances around it just yet.
💸 How to Plan Your Move Without Relying on a Holiday
If you're thinking about buying or selling this year, the best strategy is to plan for the current rates — and treat any potential holiday as a bonus.
Use a free tool like MyMoveBudget.com to calculate exactly:
Your current stamp duty liability
How changes in sale price or purchase price affect what you owe
What your total cash in/out position looks like in different scenarios
🧠 Smart Moves to Make in Case a Holiday Returns
Stay informed by watching announcements in the Autumn Statement or Spring Budget.
Consider delaying your move only if stamp duty is a significant portion of your total costs and you’re not under pressure to buy/sell.
Keep an eye on local housing prices — if prices rise too quickly, they could cancel out any stamp duty savings.